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Schengen Visa Information to Obtain Insurance Benefits

Schengen Visa Information about Insurance Benefits:

While traveling in Schengen zone, one must be ready to cover any expenses that are unforeseen. The insurance is a must as stated in the Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009.

  • Travel health Insurance:

Health insurance, while traveling in Schengen zone, is expected to cover expenses which may arise due to any unexpected sickness, accidents or anything harmful to health. The insurance is a must for elderly who are expected to be in therapy in constant manner. 

  • Other aspects of Travel Insurance:

While covering the health insurance, the travel insurance also manages to cover any inconvenience that might occur during the stay in Schengen zone. Travel Insurance can be cancelled if the visa applied for is not obtained and can be paid back by partial or full refund. The insurance cost will vary depending on the area of the Schengen territory.

What aspects does the travel insurance cover?

  • Urgent Medical attention
  • Emergency Evacuation
  • Repatriation
  • Return of a minor
  • Trip interruption or Cancellation
  • Accidental death or disablement benefits.
  • Overseas funeral expense.
  • Lost, stolen or damaged travel documents, personal belongings or baggage.
  • Delayed baggage.
  • Missing the flight connection due to airline schedule.
  • Delays due to weather.
  • Hijacking
  • Pregnancy-related expenses.

Limitations:

The followings are accounted for limits and do not cover the expenses in insurance:

  • Sports – especially those that involve high risk to health
  • War
  • The duration may be of 60 days, more or less.
  • Suicide is excluded from the insurance policy as well as self-inflicted injuries.
  • Substance abuse.

To obtain more information regarding the Schengen visa information regarding the application, it is recommended to visit their official website.

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